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Health Spending Account

Health Spending Accounts (HSA’s) are tax-free savings accounts for your family’s healthcare.
First introduced by Canada Revenue Agency in 1986, they were originally limited to executives of large corporations due to the complexity and cost of setup. They are now available to small and medium sized business owners on a very cost effective basis.
 
There are no set up costs and any funds not used in one year carry forward for use in future years. The number of eligible expenditures is usually more extensive than your traditional group benefit plan.